I'm super elated! I can hardly contain my joy :):):) so here's the nitty gritty...
The past few months have been a struggle while I started looking for a job, joined Mary Kay while unemployed, moved to my new apartment in December, started new job in January & started changing my lifestyle (which also includes changing my circle of friends). My job is great, my new apartment I'm settled into, my Mary Kay team started growing, my circle of friends are just what I needed & I love them so dearly, but all the while I had this debt piling up with my car & I was getting to a really rough situation that I wasn't sure how I was gonna get out of it, but I knew I had to do something, something had to give. So on Wednesday night, I couldn't sleep for about 2 hours. I figured I would call my friend David in the morning to tell him that I really need his help with trading my car in since he's a car salesman. The past year, year & a half I knew I had to get rid of this car because for one, I bought it on impulse. I was a college graduate & thought I would treat myself to my dream car, when in reality I was living above my means & not being realistic. I didn't make a deal, I was naive & took whatever the salesman gave me & basically I got ripped off because I bought the car at full retail price.. never ever ever!!! again!!!! I think it was around $23K for a 5 yr note. So my payment was $500! & add insurance on top of that, more like $600.
So on Thursday, my friend David helped me out & found me a deal with this 2004 Honda Accord he had on the lot & I got to lower my payment by half! I was off on Good Friday, so I went to see the car & make the deal official, took the car for a test drive & I knew I was making the right decision, even though I admit I was scared to make this change but knew that I had to because I couldn't keep living like I had been. I got such a great deal, the car was around $10K, I had some positive equity on my current car that I was able to carry over into this car as a down payment of $2,000. When I called my insurance to add the car & remove the other one, I found out I was going to save $115 over my 6 month policy! I was even more excited & surprised of how much money I'll be saving. The car is so smooth the way it drives, I feel so grown up. I almost feel like this downgrade was an upgrade because I went from a Civic to an Accord.. even though it's an older model than the Civic. What's also odd is that this car is the exact same color, and model that my exboyfriend Sidney had a few years ago, except his was a 2005. I'm getting my windows tinted on Monday so I'm really excited about that because Texas summer weather is NO JOKE! It gets so hot you could fry your eggs on a dashboard :) So here are some pics of my happy ass on Good Friday, lol.
Now I can breathe again!! I can save money! I am such a happy girl!!!

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